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Real Estate Blog

By now, you may have heard of the recent court decision regarding the Consumer Financial Protection Bureau (CFPB) and PHH Corporation, a mortgage lender. In a surprising turn of events, the District of Columbia Circuit Court ruled in favor of PHH against the CFPB. Here are three things you need to know upfront:

  1.        RESPA (Real Estate Settlement Procedures Act) prohibits fee sharing, charging fees that weren’t actually earned and business referrals in exchange for payments of money (or other items of value). The Department of Housing and Urban Development (HUD) enforced RESPA until 2011 – then the CFPB took over.  The CFPB, in response to the mortgage crisis of 2008, has taken a much more aggressive, pro-consumer approach to enforcing RESPA.
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Most mortgage lenders offer two types of loans:  fixed rate products and variable rate products.  There are different sized mortgages – some as small as you’d finance on a car purchase...all the way up to borrowing millions of dollars.  There are different “loan to value” requirements – some programs allowing up to 100% financing all the way down to hardly using any leverage at all.  And there are purchases and refinance transactions.  Whether it’s for a purchase or a refinance, a good loan officer will tailor a financing solution to meet your financial needs and goals.

 The differentiating factor in a mortgage usually boils down to the quality of people involved in the transaction.   A lot of the best loan officers – whether they work for a “big box”

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  When you are looking for your perfect place to call home you are not just looking for a home that meets all of your needs you are also looking for a neighborhood that fits your lifestyle. Whether you are a young professional, a growing family or an empty nester you will want to find a neighborhood that meets your unique needs.   A truly great neighborhood is one that fits your lifestyle. The perfect neighborhood for a growing family may not be perfect for a single professional but there are some aspects of a great neighborhood that would be vital for any lifestyle. These factors include low crime rates, pride of ownership and parks and recreational space.   Safety is an important factor for home buyers, Colleyville and Trophy Club are…
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Wynne MooreAmidst the forward moving culture and the wealth of surrounding subdivisions it is such a rare moment and privilege for the general public and investors to seize an opportunity like this. John McCain speaks of a nostalgic past, a moment in time when the air was fresher and America was committed to excellence. This regal estate sets over 500 yards from the main road. Massive iron gates open up to a broad driveway enclosed by tall rows of trees providing shade leading up to the large courtyard, cast stone coping and fountain wall.

Built in 1987, this iconic home is over 10,000 SF with 5 Bedrooms that includes two master suites, 5.5 baths, an elevator and numerous living spaces on three floors. There is also a separate guest or foreman’s home on the

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As a 20 year resident and a Realtor in Grapevine Texas, I have witnessed a lot of change ... mostly good, some not so good; like my property taxes and home owner’s insurance. However, my property taxes and home owner’s insurance are directly related to the positive change in the Grapevine real estate market.    Property values have been increasing over the years which translates into property appreciation which in turn increases your overall taxes and insurance premiums to cover the city’s budget and the coverage to repair or replace your home in the event of a casualty. Enough about taxes and insurance, let’s talk about what the Grapevine Real Estate market has done over the last year.    According to NTREIS (North Texas Real Estate…
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Perry Moore, Senior Vice PresidentTake note of this lovely home, recently reduced to just under $2.5M located in Sunset, TX only an hour North of Fort Worth.

It can be considered to be an outdoors retreat with 333+ acres and there is plenty of room for an adventurous life on this private estate. The avid hunter has the pleasure of hunting and tracking deer & wild turkey, while the adept fisherman will enjoy the serenity of 8 exclusive ponds. The experienced equestrian will feel the assurance that their horses will be ‘engaged on the bit’ with a 4 stall horse barn, plenty of sandy loam for footing as well as a storage barn & working pens. With ample acreage, the land yields 500-750 bales of hay per year. Encourage the family and friends to go on a good ol’ mudding escapade through the

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If you are like most of us here at the Wynne Moore Group, you probably received a 2016 Property Value Notice from the Tarrant Apprasisal District.

If you received the notice it is because your property values went up by $1000 or more.

To file a protest, you must file with the ARB (an independent, impartial group of citizens authorized to resolve disputes with taxpayers and the apprasial district) 30 days after the apprasial district mailed the Notice of Appraised Value.

Prepare yourself for a protest. The appraisal distrcit is required to provide copies of documents you request, at a cost not to exceed $25 for all copies it makes for each property you protest or $15 for each residence.

Pay particular attention to the reason for your protest.

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Have you been investing your money in the stock market?  Have you lost hundreds of thousands of dollars due to the fluctuating market? Consider investing in more tangible assets.  Maybe it is time to consider real estate, instead of watching your investment on paper you will actually be able to drive by and see your investment.  With the current low interest rates, holding real estate long term is a better investment than the fluctuating stock market. How about the money you are spending each year on vacations, have you considered buying a vacation home for your family’s personal use?  Consider this investment for your family and your future.   

The timing to consider investing in real estate couldn’t be better, real estate appreciation

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Perry Moore, Senior Vice PresidentAs with every product that can be fashioned there is a generic; knock-off version. With clothing, the seams tend to rip; with furniture, the legs tend to break or the board tends to chip; and with technology the image is fuzzier and the UX isn’t as friendly. Then there are the Custom, Quality, Authentic, Genuine, One of a Kind creations. A custom built home will intrinsically be of more value over the course of time than a production built home.

More and more, homes as well as communities are being produced rather than custom built. As the nation grows smaller we can now travel between regions finding nearly identical homes. You mean to tell me we’re still in Kansas, Toto?! This is not what they meant when the term ‘Universal Design’ was coined. Why,

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